Credit Card Debt Could Take Over 50 Years to Be Fully Paid Off

For the past little while money has been on my mind. I want this year to be the year that I focus on saving, growing my emergency fund, completely getting rid of debt and investing more than I ever have before. So far its going really well. The other day I was reading up and learning about credit card debt and stumbled about a very simple detail that got me super excited.

 

Did You Know…

 

…in Canada, banks are required Continue reading “Credit Card Debt Could Take Over 50 Years to Be Fully Paid Off”

A Horrible Tragedy: The Humboldt Broncos Bus Crash

The Humboldt Broncos Bus Crash

In Saskatchewan, last Friday, a tragic accident occurred that led to the loss of 15 lives. There were 28 passengers on the bus. The crash involved the bus carrying the Humboldt Broncos and a semi-trailer.

10 players and five team personnel, were killed in the crash. Yesterday, the Globe and Mail published an article sharing specific information about each of these people.  Continue reading “A Horrible Tragedy: The Humboldt Broncos Bus Crash”

Assiniboine Park Conservatory is Now Closed

Assiniboine Park Conservatory
Photo by @gyk26

The Assiniboine Park Conservatory has officially closed today.

The Conservatory has been a part of Winnipeg since 1914 (yikes!). That is a long time.

It was certainly not easy to say goodbye to Winnipeg’s Assiniboine Park Conservatory this past weekend. Continue reading “Assiniboine Park Conservatory is Now Closed”

Deliberate Dating: Embracing Your Worth in Dating

Deliberate dating is a concept that cannot be emphasized enough. Finding an ideal life partner is a pretty big deal. When committing to another person we tie our lives to theirs. We need to become deliberate about who we date.

I strongly feel that it is important to be very deliberate about the value we place on ourselves as women in the dating market. And of course as a result, who we allow to woo us.

Our society looks at dating as this fun dance where we make each other happy. We buy into the idea of fate, destiny and happily ever after. We think that if we can finish each other’s sentences and laugh at each other’s jokes then we were made for each other.

Movies and books have persuaded us that there is a special person made just for us. We are convinced that when we eventually meet this special person, everything will fall into place.

But when we look at divorce rates the numbers are staggering. An article by Jayne Embree, a divorce coach, says that an average marriage in Canada lasts 13.7 years. Global news published an article on January 2016 that indicates that Canada’s divorce rate is 48% .

According to The Statistics Portal, the average length of a marriage is 8 years in the U.S.A. The rate of divorce however, has not increased since the 1980s.

These divorce statistics only account for first marriages. With the inclusion of second and third marriages (or more for those really brave souls), these percentages would be much higher. Research suggests that subsequent marriages are more likely to end in divorce .

This article is not meant to terrify, but to bring awareness.

Deliberate dating is carefully evaluating the assets possessed by that potential someone. What is he bringing into the relationship? Will that union better you or pull you back?

People walk into marriage with the intention of staying married. But based on the divorce rates above, far too many find themselves divorcing. I strongly feel that to increase our chances of having successful relationships, we need to start deliberate dating.

A woman needs to embrace her value as she interacts with her love interests. She needs to keep in mind the attributes she has developed over time. Things such as beauty and the efforts put into it, educational qualifications, careers built, social status and so on, increase her value on the dating market. These are assets that she brings to the table.

An ideal partner would be someone with all those gushy qualities like (handsome, funny etc) and similar assets in education, career and so on.

Marriage is a partnership, kind of like a business. When signing a business contract, one looks at the individual’s track record, their ability to get the job done, their profitability and the list goes on. One deliberately selects a business partner who shows promise of success. In the same way when dating, one needs to deliberately select a significant other who will bring value to the relationship.

REALLY evaluate the men you would like to date. Do they see your value? Can they match it? There is no point of working so hard to further ourselves only to be dragged down. Don’t settle for less than you are worth.
Know your value and aim higher.

Dating: Romantic coastal getaway
Set your life on fire. Seek those who fan your flames. -Rumi

 

Ice Castles Winnipeg

You’ve Got to Check Out Ice castles Winnipeg 

IMG_8947
The moment one sets foot into Ice Castles Winnipeg all thoughts about the deep freeze that is our city vanish from the mind. The tunnels, slides, caves, lights, music… are such a delight. It is the perfect place to take new Instagram pictures. Trust me, I know. I may have taken ahem, ‘a few’ photos. Continue reading “Ice Castles Winnipeg”

Eight Lessons From 2017

Eight Simple Lessons from 2017

2017 was a pretty rough year for me. Yet during all my struggles and my pains I learnt so much. I am stronger and wiser for it now. These eight lessons from 2017 may seem basic but when you are so caught up in things that at the time seem so important and are all-consuming, you fail to see the full picture.

Looking back now, I am glad I went through everything that I did last year because the changes (for the better) I am making now are a direct result of my mistakes and my poor judgement in the past.

Alright, here are my eight lessons from 2017:

Lessons learnt by sharing positive messagesLesson 1.

Be sure that in all relationships, there is more smiling than there is frowning.

Lesson 2.

Your instincts are your best friend. Continue reading “Eight Lessons From 2017”

Goog at the Bridge Drive Inn

GoogGoog: An upside down blueberry shake with a hot fudge sundae and bananas topped with whipped cream.

Goog was the reason I traveled halfway across town yesterday evening after work. It did not disappoint. The delicious concoction was totally worth that journey.  Good Continue reading “Goog at the Bridge Drive Inn”

I'm Healthy Weight and Maybe a Little Hungry

It’s been several months since I last let my creative juices run. I’ve been working so hard day in day out, burning the midnight oil… well, that’s not entirely true. I’ve been at a loss for words. Not because there’s nothing to write about, on the contrary a lot has happened since I was an active blogger. Often times I struggle with words, not knowing how exactly to phrase things or how much to share. Is there such a thing as sharing too much? I’m so hungry I could eat a cow but my fingers are going crazy here. You should see me, I’m typing away furiously. You know those jobs where they want you to have a typing speed of 75WPM, I could probably get hired on the spot if they were watching me right about now. I think it’s some kind of withdrawal thing happening, what with not writing in months and all. Continue reading “I'm Healthy Weight and Maybe a Little Hungry”

Reasons Why You Will Fail

keep-calm-you-will-fail-anyway-3Larry Smith shares an intriguing angle of the excuses we all are guilty of making at one point of our career lives. Take a few minutes out of your day to watch this video.
Smith has a humorous yet very apt approach to following one’s passion and talents.
Enjoy the video and have a fantastic hump day!

Do you agree with Larry Smith’s opinions on great jobs and how we often persuade ourselves against our passions? Why or why not? 


© Valerie Chela N, all writers herein and Memoirs of a Kenyan, 2014. Unauthorized use and/or duplication of this material without express and written permission from this blog’s authors and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to appropriate author of content and Memoirs of a Kenyan with appropriate and specific direction to the original content.

Part C: Marianne Curtis: Mentor of the month of May

A newspaper journalist in Manitoba, Canada. Nearly 20 years of media, publishing and freelance writing experience.   1st book,  a personal memoir Finding Gloria hit #1 on the best sellers list on Amazon in Canada, USA and the UK several times.  2013 - Received a YWCA Woman of Distinction nod for inspiring others by sharing her story of struggle and survival after recovering from childhood abuse, bullying, and sexual assault.  Other titles: Moondust and Madness: a collection of poetry, Behind Whispering Pines, and Brian's Last Ride. November 2014 - Curtis will be releasing Rae of Hope: Stories of Survival, a collection of stories written by bullying survivors from around the world.  
A newspaper journalist in Manitoba, Canada. Nearly 20 years of media, publishing and freelance writing experience.  
1st book,  a personal memoir Finding Gloria hit #1 on the best sellers list on Amazon in Canada, USA and the UK several times. 
2013 – Received a YWCA Woman of Distinction nod for inspiring others by sharing her story of struggle and survival after recovering from childhood abuse, bullying, and sexual assault. 
Other titles: Moondust and Madness: a collection of poetry, Behind Whispering Pines, and Brian’s Last Ride.
November 2014 – Curtis will be releasing Rae of Hope: Stories of Survival, a collection of stories written by bullying survivors from around the world.

In the previous issue of Mentor of the Month, Marianne Curtis told us that she began writing as a source of release, a way for her to keep sane during very challenging times in her life. Her writing now not only helps and fulfills her but also assists and encourages others who may be experiencing difficulties in their lives.
Today Curtis shares, in more detail, her experiences as she wrote her books. She also has an upcoming book (this November), which is a compilation of stories shared by people in the hundreds who are trying to find healing. Many of them sharing their stories for the first time.
Tell me about your experiences while writing your novels? (Both Finding Gloria and A Discreet Betrayal) Was it challenging to get started and then got easier or vice versa? Continue reading “Part C: Marianne Curtis: Mentor of the month of May”

Stimulate Your Passion for the Job

To be more successful we need to recognize that it is our own responsibility to find fulfillment in our careers.
To be more successful we need to recognize that it is our own responsibility to find fulfillment in our careers.
I strongly believe that emotions towards what we do for a living are a great motivator for success or failure. Many successful individuals repeatedly point out the importance of passion. As much as the purpose of the job is to provide a source of income, we spend an awful amount of time working each day. While some of us may be business owners and others employees at a variety of organizations, it is important that we recognize that to be more successful, we need to make it our responsibility to find fulfillment in our careers.  Continue reading "Stimulate Your Passion for the Job"

How about some random polls?



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© Valerie Chela N, all writers herein and Memoirs of a Kenyan, 2013. Unauthorized use and/or duplication of this material without express and written permission from this blog’s authors and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to appropriate author of content and Memoirs of a Kenyan with appropriate and specific direction to the original content.

Mentor of the Month [February]:Seeds of Leadership

Yves Vandal is the Director of Communications and Client Services at Manitoba Student Aid. Over the past several years, Yves has been a leader in multiple industries which he mentions in our interview below. Let us welcome him to Memoirs of a Kenyan, as he shares with us some tips to becoming successful inspiring leaders. 

I believe that a leader should try to balance professionalism while being a real person to the people he/she serves.
I believe that a leader should try to balance professionalism while being a real person to the people he/she serves.

You have managed people for a good length of your professional life.  What have you found to best motivate people to excel in their careers?
I’ve found that the best motivating factors include a chance at an opportunity to expand on one’s experiences and a chance to prove one’s ability to his/her co-workers and leaders.
I’ve had the privilege contributing to the development of a number of team members, doing the organization’s part in helping them achieve their personal and professional goals while being able to congratulate a team member on a job well done or due to their ability to accomplish something out of scope of their normal work is very rewarding.
In developing team members, you become an employer of choice.
In developing team members, you become an employer of choice.

I think that many leaders in many sectors often fear developing their team members because they believe that their efforts will be for not, and that the team members will move on to other opportunities resulting in an effort lost.  I don’t believe this.  In developing team members, you become an employer of choice and thus, increase the quality and quantity of candidates that want to compete for positions in your organization.  Increased competition always equates to high quality candidates.
If you had the ability to change how most professionals approach their work and plan out their careers, what would you change?
If I could change how most professionals approach their work and career plan, I would try to let younger professionals understand that their goals at the beginning of their careers more often than not, are not their goals at mid-point or at the end of their careers.
I think many people, including me, thought they’d follow a specific path from the beginning to the end of their careers.  We underestimate the transfer-ability of our skills and knowledge from industry to industry.  Throughout my career, I’ve led people in the restaurant industry, the health industry and now in student assistance industry.  When I first started out, I never would have believed it, if I was told where I’d be at this point of my career.
It does create an enormous amount of excitement.  I ‘m still considered a young leader and I can’t even imagine where I’ll be 10 or 15 years from now.
What are some of the key leadership lessons you would like to pass on to others?
The most important leadership lesson I’ve  learned, is that as a leader, you are here to serve your team members and not the reverse.  It is the responsibility of a leader to find out what tools and supports their team members need to do their jobs as effectively and efficiently as possible in a way that is inclusive of their own ideas and not solely based on a leader’s observations.
Creating an environment that fosters positive experiences and a chance that on any given day, people will have fun at work.
Creating an environment that fosters positive experiences and a chance that on any given day, people will have fun at work.

This should be accomplished while creating an environment that fosters positive experiences and a chance, that on any given day, people will have fun at work.
How is a good leader expected to carry him/ her-self? And why is this important?
I believe that a leader should try to balance professionalism while being a real person to the people he/she serves.  The importance of maintaining a certain level of professionalism is that it sets an expectation for others to conduct themselves in a similar manner.  It’s also important for your team members to know about their leader’s life so that they feel like their leader can relate to their life/professional challenges.Leadership
© [Valerie Chela N, all writers herein] and Memoirs of a Kenyan, 2014. Unauthorized use and/or duplication of this material without express and written permission from this blog’s authors and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to appropriate author of content and Memoirs of a Kenyan with appropriate and specific direction to the original content.

The Old is Gone

I lived because, at dawn my eyes would open. Because my heart never failed to beat.
I lived because, at dawn my eyes would open. Because my heart never failed to beat.

Although perfection I continue to pursue,
I recognize the world of difference between,
For many nights I was frail,
Completely broken and without sight.

I’d hit rock bottom,
Succumbed to a meaningless existence, Continue reading “The Old is Gone”

A Tribute to Nelson Mandela

Nelson Mandela
“Today, he’s gone home….he no longer belongs to us, he belongs to the ages” Barack Obama. (Photo credit: Festival Karsh Ottawa)

Last Thursday we lost a great man, a hero like no other. An icon who dedicated his being to bettering the lives of others. He struggled, suffered and fought so that we would see a brighter future. He fought so that you and I, could learn to love one another. So that we could accept even those who are different from what we know. He challenged us to embrace our differences.

This great hero, Continue reading “A Tribute to Nelson Mandela”

365 Days And Counting..

Yesterday, Memoirs of a Kenyan reached it’s one year mark. I am excited to share this moment with you.

I’ve always been a dreamer. And writing, for as long as I can remember, has been central to me.

Memoirs of a Kenyan is a dream. A dream that’s being realized. A dream that continues to explore its avenues and to expand.

At Memoirs of a Kenyan, we believe in dreaming, but we also encourage you to work on those dreams.

Stay tuned for a recap highlighting lots of the fun stuff we’ve been up to throughout the year!
© Valerie Chela N, all writers herein and Memoirs of a Kenyan, 2013. Unauthorized use and/or duplication of this material without express and written permission from this blog’s authors and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to appropriate author of content and Memoirs of a Kenyan with appropriate and specific direction to the original content.

A Woman is Much More Than her Power to Seduce

successful business woman on a laptop
(Photo credit: Search Engine People Blog)

This article is a counterargument to an article written by SovietLover on The Reporter and The Girl blog. He talks about how women have the essential tools; smile, cleavage, high heels and humor that enable them to accomplish their goals. Check out SovietLover’s article for more details. Here’s my take.
True, a woman has all the necessary tools at her disposal to get ahead in life. These tools, to strongly point out, entail a lot more than sexuality and seduction. A woman is much more than her body and her power to seduce. Instilling this ideology in women is a step in the wrong direction. Continue reading “A Woman is Much More Than her Power to Seduce”

Why are we like using the word ‘like’ like all the time or whatever?

Whatever happened to simply thinking quietly or developing a thought completely before attempting to speak? Or sticking to the conventional non-word fillers such as “um”?goodgriefI won’t deny it. I too struggle to keep certain words that add no meaning whatsoever out of my speech. “Like” is one good example. Occasionally, and against my better judgement, this word crops up in my vocabulary. I make a conscious attempt to avoid using it and a few other words that I could still communicate greatly without.
There are several words that tend to be used an awful lot when we barely need them in the first place to communicate. Continue reading “Why are we like using the word ‘like’ like all the time or whatever?”

The Gift of Family

There is no better feeling than the love of family. This particular statement takes me back to my childhood when I would faithfully spend an hour each week watching a TV show by the name Seventh Heaven. It was an incredible educative show about family support and encouragement, that sort of thing. I absolutely loved it. But that’s besides the point.
Last week I made a trip back to my home country. Prior to that trip I knew I had missed everyone

Logo der US-Serie No Ordinary Family
Logo der US-Serie No Ordinary Family (Photo credit: Wikipedia)

back there and the lifestyle. But believe me I had not realized just how much until I arrived back home and was surrounded by beloved family and friends. Although I was only there for a week, it was worth it every last dime.  Continue reading “The Gift of Family”

Style Buzz with Isabella Nabwire: New Fashion Series

http://bellathecoffeeberry.wordpress.com/
http://bellathecoffeeberry.wordpress.com/

Isabella Nabwire O. a.k.a Bella Candice is an intelligent young God-fearing lady. She is a law student who speaks passionately about her field of study and the nitty gritties involved there in. She is beautiful and very vibrant. Her love for fashion oozes off of her impeccable fashion sense. Her love for fashion is clearly inborn as she certainly has a way of owning her style as she confidently goes about her business.
Isabella admitted to Style Buzz that she is afraid of the dark. Almost immediately she countered her confession announcing her love for chocolate. Isabella enjoys a good laugh and likes to spend time with her family and friends. She stated that she is a “neat freak”. She also enjoys warm baths, shower gels, towels and anything fluffy. But most of all Isabella is “a crazy rumba lover.”
Isabella is also a fashion blogger Continue reading “Style Buzz with Isabella Nabwire: New Fashion Series”